Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Loan Amount CA$10,000
CA$1k CA$100k

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APR /yr

Best for:

This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.

Up to CA$10 4–12 mo
APR 6.95% /yr

Best for:

This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.

CA$500–CA$50k 12–60 mo
APR 6.0% /yr

Best for:

Ideal for individuals with strong credit profiles looking for long-term borrowing solutions with flexible repayment options.

CA$5k–CA$75k 12–60 mo
APR 8.99% /yr

Best for:

This platform is ideal for Canadians looking to build their credit while accessing lower interest loans. It's also suitable for individuals seeking to invest in personal loans for high-yield returns.

CA$1k–CA$35k 36–60 mo
APR 9.0% /yr

Best for:

This loan is ideal for individuals with a high credit score looking for long-term financing options without the worry of early repayment fees.

CA$5k–CA$50k 12–60 mo
APR 9.99% /yr

Best for:

This service is ideal for individuals looking to build their credit while accessing loan amounts between $500 and $35,000 with fast funding.

CA$300–CA$35k 12–60 mo
APR 8.99% /yr

Best for:

This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.

CA$5k–CA$50k 12–84 mo
APR 9.9% /yr

Best for:

This loan is best for Canadians seeking short-term financing with a straightforward online application process and quick approvals.

CA$500–CA$35k 6–60 mo
APR 7.45% /yr

Best for:

This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.

CA$1k–CA$50k 12–60 mo
APR 8.99% /yr

Best for:

This loan is ideal for high-credit borrowers looking for loans starting at $2,000 with long repayment terms.

CA$2k–CA$35k 12–60 mo