Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Loan Amount ₦10,000
₦1k ₦100k

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APR 54% /yr

Best for:

This loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.

₦2.5k–₦1M 2–12 mo
APR 60.0% /yr

Best for:

This loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.

₦1.5k–₦1M 1–12 mo
APR 28.5% /yr

Best for:

This loan is ideal for individuals with strong credit who need quick access to funds for personal expenses.

₦200k 6–60 mo
APR 48.0% /yr

Best for:

This loan is best for individuals looking for quick access to funds with the ability to choose repayment terms that fit their budget.

₦100k 6–24 mo
APR 30.0% /yr

Best for:

This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.

₦5k–₦250k 1–12 mo
APR 20.0% /yr

Best for:

This loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.

₦200k 6–60 mo
APR 25.44% /yr

Best for:

This service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.

₦50k 3–24 mo
APR 24% /yr

Best for:

This loan is best for individuals looking to build their credit scores while needing immediate access to funds. It's particularly suitable for those with a developing credit history.

₦1.5k–₦5M 1–36 mo
APR 36.0% /yr

Best for:

This service is best for individuals with limited access to traditional banking who need immediate financial assistance without extensive paperwork.

₦6k–₦1M 4–52 mo