Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Loan Amount R10,000
R1k R100k

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APR 21.0% /yr

Best for:

This loan is best for individuals seeking immediate cash for personal expenses and who may have lower credit ratings.

R1k–R50k 1–24 mo
APR 15.0% /yr

Best for:

This loan is best for individuals seeking a fixed-rate personal loan with flexibility in loan amounts and repayment terms.

R2k–R250k 6–72 mo
APR 15.0% /yr

Best for:

This loan is ideal for those seeking quick access to funds without traditional paperwork, particularly for emergencies or large purchases.

R500–R100k 3–36 mo
APR 10.25% /yr

Best for:

This loan is best for individuals looking for affordable borrowing options up to R400,000 with an established bank and a reliable rewards system.

R2k–R300k 6–72 mo
APR 24.0% /yr

Best for:

This service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.

R500–R8k 1–6 mo
APR 15.0% /yr

Best for:

This loan is best for individuals with a high credit tier looking for affordable and transparent borrowing solutions.

R5k–R200k 12–60 mo
APR 27.0% /yr

Best for:

This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.

R500–R50k 1–36 mo
APR 12.0% /yr

Best for:

This loan is best for individuals with a high credit rating looking for manageable repayment terms.

R2k–R300k 6–72 mo